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Borrow Against Your Bitcoin For 0%The Celsius Wallet will be one of the only online crypto wallets designed to allow members to use coins as collateral to get a loan in dollars, and in the. Catch up fast: Celsius' promise to its million users was "buy, sell and hodl" and hodlers could earn crypto on their crypto held on the. Celsius offers various options and benefits for its users, such as loans, toggling between stock and crypto, receiving crypto through PayPal.